As other Hard/Private Money shops are closing up as we speak, we just want to remind you that we are fully funded. We use private money and do not sell loans on the secondary market.

We have zero to 90 day PPP as a standard so you will be able to refinance our conventionally when the market corrections have run their course…

• LTV up to 65% and CLTV up to 60% (subject to location/appeal etc.)
• Stated Income / Stated Assets
• No minimum FICO score
• Owner Occupied, N/o/o, 5+, Mixed use and more
• No reserve requirements

Other interesting points to keep in mind:

• We can go up to 90% on purchase $ loans with a seller carry
• LTV on a purchase $ loan is based on appraised value and not on purchase price (short sale friendly)
• We can fund same terms on n/o/o, mixed use and commercial properties regardless of vacancy
• We can do c/o or 2nd TD’s on LISTED homes, including listed spec homes
• We can do Ground Up Construction loans (owner-builder ok)
• We can do Rehab and Construction Bailout loans (regardless of completion %)
• We can do Purchase Money land Loans (c/o on a case by case only)